— About Business Guardian
Independent Advisory.
Expert Practitioners.
No Agenda But Yours.
Business Guardian was built on a straightforward conviction: that
company directors facing financial difficulty deserve access to licensed,
independent, expert advice — not a scripted call centre, not a volume-
driven referral firm, and not a firm with conflicting commercial interests.
established
2013
Over a decade of specialist
advisory in the UK insolvency
market.
Directors Advised
3,500+
Company directors guided
through rescue, closure, and debt resolution.
Regulated By
IPA
Licensed insolvency practitioners — accountable to a professional body.
First Consultation
Free
Every initial consultation is free,
confidential, and without obligation.
— Our story
Building a Firm Directors Trust
Business Guardian was established in 2013 by a team with deep roots in UK corporate insolvency and business recovery. The founding principle was simple: too many businesses were failing not because they were beyond saving, but because their directors received advice too late, too poorly informed, or from advisors with no direct
insolvency expertise.
The landscape of UK business insolvency has changed significantly since 2013. Insolvency rates in 2024 and 2025 reached near thirty-year highs, driven by the delayed impact of pandemic-era debt, rising interest rates, and sustained cost pressure on UK SMEs. In that environment, the demand for genuinely expert, genuinely independent advice has never been greater.
Business Guardian has grown to become one of the North West’s most trusted specialist advisory practices — with reach extending across every region of the UK. Our caseload spans construction, retail, hospitality, professional services, manufacturing, and technology.
— How we work
Quality Over Volume.
Always.
Every director who contacts us speaks with an experienced adviser at their first consultation — not an intake team or a case handler. We assess the situation, explain the options in plain English, and give an honest view of what we believe the right course of action is.
You Speak with an Expert
Every first consultation is handled by an experienced adviser with direct insolvency knowledge — not a call handler or intake team.
We Give You the Truth
If we do not believe we can help, we say so. If another professional would serve you better, we make that recommendation. Our reputation depends on outcomes, not volume.
Fully Independent
No panel fees, no referral commissions, no commercial relationships that create conflicts of interest. Our only obligation is to the director in front of us.
IPA Regulated Throughout
Every case is handled by, or under the direct supervision of, a licensed Insolvency practitioners. No complex advice is delegated without appropriate oversight.
— Our Values
The Principles We
Work By.
These are not aspirational statements on a wall. They are the operating
principles that shape every client interaction, every recommendation, and every case we handle.
Independence
No panel fees, no referral
arrangements, no commercial relationships that create conflicts of interest. Our only obligation is to the director in front of us.
Expertise
Every case is handled by, or under the direct supervision of, a licensed Insolvency practitioners. Complex advice is never delegated to junior staff without
oversight.
Transparency
We tell directors the truth about their situation — including when that truth is uncomfortable.
Accurate information gives
directors the best possible
chance of making the right
decision.
Accountability
As IPA-regulated practitioners, we are accountable to our
professional body for the quality and ethics of our work. That accountability is the foundation of the trust directors place in us.
— Our journey
A Decade of
Trusted Advisory.
2013
Founded
Money Managers (UK) Ltd established in Chorley, Lancashire, with a licensed
insolvency practitioners at its core.
2016
Business Guardian Launched
The Business Guardian brand created as a direct-to-director advisory service — free consultations, plain English, no
referral fees.
2020
Group Expansion
Company Resolution UK launched, extending the group’s reach to freelancers, contractors and micro- business owners.
Today
3,500+ Directors
Trusted by over 3,500 company directors across the UK — from sole traders to multi-site manufacturers.
— Our accreditation
Licensed. Regulated.
Accountable.
Business Guardian is a trading style of Money Managers (UK) Ltd (Company No. 08367087). Our licensed Insolvency practitioners is authorised and regulated by the Insolvency Practitioners Association — one of the UK’s designated professional bodies for insolvency practitioners.
IPA regulation means our practitioners meet the highest professional
standards and are subject to ongoing monitoring, continuing professional development, and a formal complaints procedure. It is not a self-certification.
It is independent professional oversight.
We operate from Coppull Business Centre, Mill Lane, Chorley, PR7 5BW, and advise directors across the United Kingdom. Data Protection Number: ZC075084.
Licensed Insolvency practitioners
Regulated, trusted advice
Money Managers (UK) Ltd
Company No. 08367087 — Registered in England & Wales
Coppull Business Centre
Mill Lane, Chorley, PR7 5BW — North West England
Data Protection Registered
ICO Registration No. ZC075084
— Social Responsibility
Beyond the
Advisory Room.
Financial Literacy
We publish free, plain-English guides and resources for UK directors — because better-
informed directors make better decisions, whether or not they ever become our clients.
Mental Health Awareness
Business insolvency is one of the most stressful experiences a director can face. We approach
every case with care for the whole person, not just the company.
Pro Bono Advisory
We provide pro bono consultations to directors who cannot afford professional advice but urgently need accurate guidance. Early advice almost always leads to a better outcome.
—work with us—
Your Business Deserves
Expert Protection.
Don’t wait until options run out. Early action almost always leads to a better outcome — whether that means rescuing your business or closing it correctly.